Financial Horizons Credit Union

Loan Rates

Loan Rates and Terms
Effective 07/01/17
New Vehicle Loan - 2015-2017 24 Month 36 Month 48 Month 60 Month 72 Month 84 Month
A 2.99% 2.99% 2.99% 2.99% 2.99% 4.75%
B 2.99% 2.99% 2.99% 2.99% 2.99% 5.50%
C 6.50% 6.75% 7.00% 7.25% 7.50% N/A
D 12.50% 12.75% 13.00% 13.25% 13.50% N/A
E 14.25% 14.50% 14.75% 15.00% 15.25% N/A
Used Vehicle Loan - 2014 and older 24 Month 36 Month 48 Month 60 Month 72 Month 84 Month
A 2.99% 3.25% 3.50% 3.75% 4.00% 5.00%
B 2.99% 3.25% 3.50% 3.75% 4.00% 5.75%
C 6.75% 7.00% 7.25% 7.50% 8.00% N/A
D 13.75% 14.00% 14.25% 14.50% 15.00% N/A
E 15.25% 15.50% 15.75% 16.00% 16.25% N/A
Signature Loan 12 Month 24 Month 36 Month 48 Month 60 Month
A 6.75% 7.00% 7.25% 8.00% 8.25%
B 7.00% 7.25% 7.50% 8.25% 8.50%
C 12.25% 12.50% 12.75% 13.00% 13.25%
D 15.00% 15.25% 15.50% 15.75% 16.00%
E 17.25% 17.25% 17.25% 17.25% 17.25%
Recreational Vehicle 24 Month 36 Month 48 Month 60 Month 72 Month
A 4.50% 4.50% 4.50% 4.50% 4.50%
B 4.50% 4.50% 4.50% 4.50% 4.50%
C 7.50% 7.75% 8.00% 8.25% 8.50%
D 14.25% 14.50% 14.75% 15.00% N/A
E 16.00% 16.25% 16.50% 16.75% N/A
Line of Credit Rev.
A 7.00%




B 7.25%




C 10.00%




D 14.75%




Share Secured
Share to Cover Rate + 2.5%




Certificate Secured Rate + 2.5%




Overdraft Protection 18.00%




Home Equity Loan Rate
Variable Rate adjusts with the Prime Rate published in the Wall Street Journal - adjusted quarterly
NOTICE: Rates are subject to change without notice.

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